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IInsurAGI

Independent insurance guidance powered by AI. We help you manage your risk.

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InsurAGI AB·Org.nr: 559430-3397·Hornsgatan 29 e, 118 49 Stockholm, Sweden

© 2026 InsurAGI. All rights reserved.

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Independent Insurance Guidance

Do you know your actual insurance coverage?

InsurAGI organizes your policies in minutes, identifies gaps and overlaps, and lets you ask questions with answers based on your actual T&Cs , not generic AI guesses.

Analyze My CoverageLearn More
No Credit Card
GDPR Compliant
Bank-level Security
Built for real-world insurance complexity

Your insurance, organized.
Your coverage, explained.

InsurAGI brings all of your policies, even those you might not even know you had, into one insurance dashboard, and then tells you what matters. Identified gaps, overlaps, and all given answers come from your specific terms and conditions.

Bring everything into one “vault”

Bring together typical insurances and other coverage (e.g. from cards, employers, bundled add-ons) in minutes.

Spot gaps & overlaps instantly

Understand what's covered, what's duplicated, and what you're actually missing across all your providers.

Transparent independent guidance you can trust

Clear explanations. No hidden fees. No insurance company kickbacks , just advice built around you.

Answers grounded in your T&Cs

Ask questions and get clear explanations based on your actual policy wording , not the generic guesswork you get from mainstream AI tools.

InsurAGI
Your intelligent insurance wallet

Knowledge Base

European T&Cs

POLICIES analyzed12.000+

InsurAGI analyzes thousands of T&C documents to understand the details of your insurance

3 Steps to Clarity

From scattered complex policies to
a clear coverage picture.

Bring all your insurance policies and other coverage into one dashboard. InsurAGI then analyzes your documents and policies to answer the questions that matter most.

01

You Upload Policies

Gather and upload your insurance documents and elect other potential sources of coverage, such as unions, credit cards, and sports organizations.

02

We Analyze

We read, match, and understand your policies , extracting key details and tracking T&Cs.

03

You Get Clarity

We answer the questions that matter , How can I optimise my costs and coverage? Am I covered for Scenario X?

Complex questions from our users

InsurAGI goes through all your policies and examines all potential exclusions to explain what’s likely covered (and what you need to check).

User question

Phone stolen while charging

“My phone was on the table charging and someone grabbed it. Am I covered?”

Summarized answer

Coverage often exists - but it depends on the policy wording. Many contents policies cover theft away from home; some limit unattended items or ‘mysterious disappearance’.

What InsurAGI checks
  • Home contents ‘away from home’ extension
  • Theft conditions (unattended property)
  • Card purchase protection
  • Device plan add-on
User question

Phone stolen while charging

“My phone was on the table charging and someone grabbed it. Am I covered?”

Summarized answer

Coverage often exists - but it depends on the policy wording. Many contents policies cover theft away from home; some limit unattended items or ‘mysterious disappearance’.

What InsurAGI checks
  • Home contents ‘away from home’ extension
  • Theft conditions (unattended property)
  • Card purchase protection
  • Device plan add-on
User question

Laptop damaged on landing

“My laptop was in the overhead bin and someone's bag fell on it. Who covers this?”

Summarized answer

This is typically handled under travel baggage damage or portable electronics cover - with airline liability as a capped backstop.

What InsurAGI checks
  • Travel baggage damage terms
  • Home contents portable electronics
  • Airline liability limits
  • Card travel insurance
User question

Lost keys → burglary

“I lost keys, and later my apartment was broken into-covered?”

Summarized answer

Burglary cover often applies, but insurers focus on conditions: when you noticed the loss, what you did next, and whether lock replacement is included.

What InsurAGI checks
  • Theft coverage conditions
  • Lock replacement benefit
  • Security/negligence wording
  • Police report requirements

See more user questions

Getting smarter by the minute.

Each new policy and every new question makes InsurAGI stronger - continuously self-improving to deliver more accurate, precise, and relevant answers.

What our users are saying

Real stories from people who became "insurance enlightened" through our help.

"When my daughter got sick before a trip, I needed clarity fast. InsurAGI turned dense policy wording into a clear, reassuring answer."

SM
Sarah M.
Premium User

"With the toddler causing chaos at home, I asked the hypothetical question about what would happen if he destroyed my laptop, since I don't have "drulle". Turns out, I needed a more extensive home insurance to be covered!"

TK
Thomas K.
Premium Plus User

"I wasn’t sure whether my credit card's travel coverage would still apply if 30% of the booking had been paid another way. InsurAGI explained clearly that it didn't and why (which was not the answer I had hoped for...)"

ML
Maria L.
Free Plan User

No hidden fees.

Start free and upgrade as you grow. No surprises.

Basic

€0/ forever

Get started with your insurance wallet.

Secure policy wallet
Unlimited policies
Limited AI guidance
Email support
Sign Up Now
Most Popular

Premium

€1.99/ per month

Full coverage management.

Everything in Basic, and…

Renewal reminders
Advanced gap detection
Duplicate coverage alerts
Incident and claims assistance
Priority support
Sign Up Now
Coming Soon

Premium Plus

€4.99/ per month

Everything you need, plus advanced features.

Everything in Premium, and…

Family household coverage
Direct API access to insurers
Policy cost benchmarking
WhatsApp chatbot
Active optimisation guidance
Frequently Asked Questions

Answers grounded in real EU policy wording.

The questions real users ask about coverage, privacy, and cross-border insurance, answered with European statistics and your actual policy terms in mind.

How does InsurAGI analyze my insurance coverage?
InsurAGI uses AI to read your policy documents and cross-reference them against its database of European insurance terms and conditions. According to European consumer studies, 67% of policyholders don't fully understand their coverage. Our document-grounded approach provides answers based on your actual policy wording, not generic advice, covering direct insurers, employer plans, union benefits, and credit card policies in one view.
Is InsurAGI GDPR-compliant and how is my data protected?
Yes. InsurAGI is fully GDPR-compliant and uses bank-level encryption to protect your insurance documents. As a Stockholm-based company registered under Swedish law, InsurAGI follows the EU General Data Protection Regulation for all data processing. Your policy documents are encrypted at rest and in transit, and are never shared with third parties or used for advertising. You can request full data deletion at any time under Article 17 of the GDPR.
What types of insurance policies does InsurAGI support?
InsurAGI supports all major European insurance categories including home insurance, car insurance, health insurance, travel insurance, life insurance, and liability coverage. The platform also handles indirect insurance from credit cards, employer coverage, and union benefits, sources that EU insurance statistics show account for up to 30% of a household's total coverage but are frequently overlooked during policy reviews.
How much can I save by using InsurAGI?
Users typically identify savings of €200 to €400 per year by detecting duplicate coverage and finding better-matched policies. According to European insurance market research, the average European household holds 3 to 5 overlapping policies across direct and indirect providers. InsurAGI's gap and overlap detection highlights where you're paying twice for the same protection and where critical coverage gaps exist.
Does InsurAGI work for cross-border insurance across EU countries?
Yes. InsurAGI is built specifically for the European market and supports cross-border policy coverage analysis. The platform understands insurance terms and conditions from multiple EU member states and can analyze policies written in English, Swedish, and French. This is particularly valuable for expats and cross-border workers, as EU mobility statistics show over 17 million EU citizens live in a member state other than their country of origin.
How does InsurAGI handle indirect insurance from employers or credit cards?
InsurAGI lets you select your indirect insurance providers, including employer group policies, union benefits, and credit card travel or purchase protection, and integrates them into your complete coverage picture. European consumer surveys indicate that up to 40% of policyholders are unaware of coverage provided through these indirect channels, leading to unnecessary duplicate purchases or missed claim opportunities.