Do you know your actual insurance coverage?
InsurAGI organizes your policies in minutes, identifies gaps and overlaps, and lets you ask questions with answers based on your actual T&Cs — not generic AI guesses.
Knowledge Base
European T&Cs
InsurAGI analyzes thousands of T&C documents to understand every nuance of your insurance
Your insurance, organized.
Your coverage, explained.
InsurAGI brings all of your policies, even those you might not even know you had, into one insurance dashboard, and then tells you what matters. Identified gaps, overlaps, and all given answers come from your specific terms and conditions.
Bring everything into one “vault”
Bring together typical insurances and other coverage (e.g. from cards, employers, bundled add-ons) in minutes.
Spot gaps & overlaps instantly
Understand what's covered, what's duplicated, and what you're actually missing across all your providers.
Transparent independent guidance you can trust
Clear explanations. No hidden fees. No insurance company kickbacks — just advice built around you.
Answers grounded in your T&Cs
Ask questions and get clear explanations based on your actual policy wording — not the generic guesswork you get from mainstream AI tools.
From scattered complex policies to
a clear coverage picture.
Bring all your insurance policies and other coverage into one dashboard. InsurAGI then analyzes your documents and policies to answer the questions that matter most.
You Upload Policies
Gather and upload your insurance documents and elect other potential sources of coverage, such as unions, credit cards, and sports organizations.
We Analyze
We read, match, and understand your policies — extracting key details and tracking T&Cs.
You Get Clarity
We answer the questions that matter — How can I optimise my costs and coverage? Am I covered for Scenario X?
InsurAGI goes through all your policies and examines all potential exclusions to explain what’s likely covered (and what you need to check).
Phone stolen while charging
“My phone was on the table charging and someone grabbed it. Am I covered?”
Coverage often exists — but it depends on the policy wording. Many contents policies cover theft away from home; some limit unattended items or ‘mysterious disappearance’.
- Home contents ‘away from home’ extension
- Theft conditions (unattended property)
- Card purchase protection
- Device plan add-on
Phone stolen while charging
“My phone was on the table charging and someone grabbed it. Am I covered?”
Coverage often exists — but it depends on the policy wording. Many contents policies cover theft away from home; some limit unattended items or ‘mysterious disappearance’.
- Home contents ‘away from home’ extension
- Theft conditions (unattended property)
- Card purchase protection
- Device plan add-on
Laptop damaged on landing
“My laptop was in the overhead bin and someone's bag fell on it. Who covers this?”
This is typically handled under travel baggage damage or portable electronics cover — with airline liability as a capped backstop.
- Travel baggage damage terms
- Home contents portable electronics
- Airline liability limits
- Card travel insurance
Lost keys → burglary
“I lost keys, and later my apartment was broken into—covered?”
Burglary cover often applies, but insurers focus on conditions: when you noticed the loss, what you did next, and whether lock replacement is included.
- Theft coverage conditions
- Lock replacement benefit
- Security/negligence wording
- Police report requirements
What our users are saying
Real stories from people who became "insurance enlightened" through our help.
"When my daughter got sick before a trip, I needed clarity fast. InsurAGI turned dense policy wording into a clear, reassuring answer."
"With the toddler causing chaos at home, I asked the hypothetical question about what would happen if he destroyed my laptop, since I don't have "drulle". Turns out, I needed a more extensive home insurance to be covered!"
"I wasn’t sure whether my credit card's travel coverage would still apply if 30% of the booking had been paid another way. InsurAGI explained clearly that it didn't and why (which was not the answer I had hoped for...)"
No hidden fees.
Start free and upgrade as you grow. No surprises.
Free
Perfect for individuals getting started.
Premium
Comprehensive coverage management.
Premium Plus
For families managing multiple policies.