Do you know your actual insurance coverage?
InsurAGI organizes your policies in minutes, identifies gaps and overlaps, and lets you ask questions with answers based on your actual T&Cs , not generic AI guesses.
Knowledge Base
European T&Cs
InsurAGI analyzes thousands of T&C documents to understand the details of your insurance
Most people aren't covered
the way they think.
Across Europe, confusion and silent gaps leave millions exposed - even when they're paying for insurance.
Europeans aren't sure what their policy actually covers
EIOPA Eurobarometer, 2025
of climate-disaster losses in Europe go uninsured
EIOPA
of EU households are insured against natural catastrophes
EIOPA Eurobarometer, 2025
From scattered complex policies to
a clear coverage picture.
Bring all your insurance policies and other coverage into one dashboard. InsurAGI then analyzes your documents and policies to answer the questions that matter most.
You Upload Policies
Gather and upload your insurance documents and elect other potential sources of coverage, such as unions, credit cards, and sports organizations.
We Analyze
We read, match, and understand your policies , extracting key details and tracking T&Cs.
You Get Clarity
We answer the questions that matter , How can I optimise my costs and coverage? Am I covered for Scenario X?
Getting smarter by the minute.
Each new policy and every new question makes InsurAGI stronger - continuously self-improving to deliver more accurate, precise, and relevant answers.
Your documents are safe,
and we answer to you.
Before you upload anything, here's exactly how InsurAGI protects your data, and why our guidance stays independent.
InsurAGI reads your policies to surface gaps and overlaps. We never sell or share what we find, and you can export or permanently delete your data anytime.
256-bit AES encryption
Encrypted in transit and at rest, the same standard banks and financial institutions use.
Stored in the EU
Your documents sit on EU-based infrastructure, under European data-protection law.
Never sold or shared
We don't pass your data to insurers, brokers, or any third party. It's used only to build your analysis.
Independent by design
We don't sell insurance or earn commissions. Our guidance comes from your documents, so we answer to you.
GDPR-compliant · You stay in control · Export or delete your data anytime
Your insurance, organized.
Your coverage, explained.
InsurAGI brings all of your policies, even those you might not even know you had, into one insurance dashboard, and then tells you what matters. Identified gaps, overlaps, and all given answers come from your specific terms and conditions.
Bring everything into one “vault”
Bring together typical insurances and other coverage (e.g. from cards, employers, bundled add-ons) in minutes.
Spot gaps & overlaps instantly
Understand what's covered, what's duplicated, and what you're actually missing across all your providers.
Transparent independent guidance you can trust
Clear explanations. No hidden fees. No insurance company kickbacks , just advice built around you.
Answers grounded in your T&Cs
Ask questions and get clear explanations based on your actual policy wording , not the generic guesswork you get from mainstream AI tools.
InsurAGI goes through all your policies and examines all potential exclusions to explain what’s likely covered (and what you need to check).
Phone stolen while charging
“My phone was on the table charging and someone grabbed it. Am I covered?”
Coverage often exists , but it depends on the policy wording. Many contents policies cover theft away from home; some limit unattended items or ‘mysterious disappearance’.
- Home contents ‘away from home’ extension
- Theft conditions (unattended property)
- Card purchase protection
- Device plan add-on
Phone stolen while charging
“My phone was on the table charging and someone grabbed it. Am I covered?”
Coverage often exists , but it depends on the policy wording. Many contents policies cover theft away from home; some limit unattended items or ‘mysterious disappearance’.
- Home contents ‘away from home’ extension
- Theft conditions (unattended property)
- Card purchase protection
- Device plan add-on
Laptop damaged on landing
“My laptop was in the overhead bin and someone's bag fell on it. Who covers this?”
This is typically handled under travel baggage damage or portable electronics cover , with airline liability as a capped backstop.
- Travel baggage damage terms
- Home contents portable electronics
- Airline liability limits
- Card travel insurance
Lost keys → burglary
“I lost keys, and later my apartment was broken into, covered?”
Burglary cover often applies, but insurers focus on conditions: when you noticed the loss, what you did next, and whether lock replacement is included.
- Theft coverage conditions
- Lock replacement benefit
- Security/negligence wording
- Police report requirements