Do you know your actual insurance coverage?
InsurAGI organizes your policies in minutes, highlights gaps and overlaps, and lets you ask questions with answers based on your actual T&Cs — not generic AI guesses.
Knowledge Base
European T&Cs indexed
InsurAGI analyzes thousands of T&C documents to understand every nuance of your insurance
Your insurance, organized.
Your coverage, explained.
InsurAGI syncs direct and indirect policies into one insurance wallet, then surfaces what matters — gaps, overlaps, and answers grounded in your European T&Cs.
Sync everything into one “wallet”
Bring together direct policies and indirect coverage (cards, employers, bundled add-ons) in minutes.
Spot gaps & overlaps instantly
Understand what's covered, what's duplicated, and what you're actually missing — across providers.
Independent guidance you can trust
Explanations with zero commissions — backed by the documents that define your coverage.
Answers grounded in EU T&Cs
Ask questions and get explanations based on actual policy wording across the EU — not generic AI guesswork.
From scattered policies to
a clear coverage picture.
Sync your direct and indirect insurance policies into one wallet. InsurAGI then analyzes your documents and European T&Cs to answer the questions that actually matter.
Sync Policies
Simply gather & upload your insurance letters and select your indirect policy providers.
We Analyze
InsurAGI reads, matches, and understands your policies — extracting key details and tracking T&Cs.
Get Guidance
We answer your questions — How can I optimise my cost and coverage? Am I covered for scenario X?
InsurAGI reasons across your policies, exclusions, and EU T&Cs to explain what’s likely covered (and what to check), we then assist you to build and file your claim.
Phone stolen while charging
“My phone was on the table charging and someone grabbed it. Am I covered?”
Coverage often exists — but it depends on the policy wording. Many contents policies cover theft away from home; some limit unattended items or ‘mysterious disappearance’.
- Home contents ‘away from home’ extension
- Theft conditions (unattended property)
- Card purchase protection
- Device plan add-on
Phone stolen while charging
“My phone was on the table charging and someone grabbed it. Am I covered?”
Coverage often exists — but it depends on the policy wording. Many contents policies cover theft away from home; some limit unattended items or ‘mysterious disappearance’.
- Home contents ‘away from home’ extension
- Theft conditions (unattended property)
- Card purchase protection
- Device plan add-on
Laptop damaged on landing
“My laptop was in the overhead bin and someone's bag fell on it. Who covers this?”
This is typically handled under travel baggage damage or portable electronics cover — with airline liability as a capped backstop.
- Travel baggage damage terms
- Home contents portable electronics
- Airline liability limits
- Card travel insurance
Lost keys → burglary
“I lost keys, and later my apartment was broken into—covered?”
Burglary cover often applies, but insurers focus on conditions: when you noticed the loss, what you did next, and whether lock replacement is included.
- Theft coverage conditions
- Lock replacement benefit
- Security/negligence wording
- Police report requirements
Browse the full question library to see more real-world insurance scenarios and how InsurAGI reasons through them.
See all user questionsWhat our users are saying
Real stories from people who stopped overpaying.
"Your guidance helped me navigate a complicated claims process where the insurance company pushed back hard — I won!!"
"I was underinsured without even knowing it. The analysis showed me exactly where my gaps were."
"As a union member, I thought I had great rates. Turns out I was still overpaying by €280/year."
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Comprehensive coverage management.
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For families managing multiple policies.